Chase Sapphire Reserve
There are some exclusions to the Chase Sapphire Reserve creditcard's car rental insurance. Car rental insurance can cover damage to cars and other property but it doesn't cover injuries you or your passengers sustain. The credit card does offer many benefits that can help you make the most your rental car experience.
The card also includes Auto Rental Collision Damage Waiver, which is car rental insurance. This insurance covers all rental vehicles worldwide. The insurance is applicable to both primary renters and authorized users. The coverage can be purchased for as much as seventy thousand dollars. This is sufficient for most rental cars.
Second, you could save money by combining your Chase Sapphire Reserve Credit Card with car rental coverage. If you rent a car from a rental agency, they often charge you for collision coverage, which can be expensive. By using your Sapphire Reserve credit card with car rental insurance, you'll avoid paying for this coverage and save $15 or more per day.
American Express
If you have an American Express card and plan to rent a car from a rental agency, you should consider enrolling in their car rental insurance. It is easy to log into your account online to select the coverage you desire. You will also need to select the card you will most likely use for the rental. After enrolling, you won’t need to pay anything until your first rental car is available. After you enroll, you'll be charged the applicable premium rates.
American Express offers two levels for car rental insurance. The first is premium, which includes primary coverage up until $100,000. This plan does not apply to rentals cars in Israel, New Zealand Jamaica, Australia, Israel or Australia. It excludes vans and trucks over 10,000 pounds in gross vehicle weight, off-road vehicles, as well as vehicles older 20 years. This policy doesn't include vehicles rented directly from auto dealerships, moving businesses, or body shops.
Capital One Venture Reward
If you frequently travel, a Capital One Venture Rewards credit card with car rental protection could be a good option. The card does not have an annual fee and comes with decent rewards. The card also offers travelers a variety of travel protections like car rental insurance and emergency services. Card members can also enjoy two free visits per year to Capital One Lounges and Plaza Premium Lounges. Capital One opened their first lounge at Dallas/Fort Worth International Airport (DFW) in 2017. Capital One's warranty protection and virtual number service are available for no cost.
Capital One Venture offers car-rental insurance that covers physical damage as well as theft. Additionally, this credit card earns 5x miles on car rentals and hotel stays. Capital One Venture card allows you to redeem your miles at an agreed value. You also get a purchase eraser tool with the Capital One Venture card. This allows you to cancel eligible purchases using your miles.