You can rent a car even though you don't have a credit card. It's possible. Many companies accept prepaid cards that you can buy at grocery stores and department stores. These cards are handy for renting a vehicle and can be used to make a deposit on the car's return. As a down payment, some car rental companies will accept money orders or personal checks.
Use a debit card to pay
When you want to rent a car without a credit card, you should know the rules and make sure you have enough cash on hand to cover the deposit. While many agencies will accept debit cards, others require a deposit as a safety measure. If you rent using a debit card you might lose any rewards points on your credit card.
You can pay with a debit card to rent a vehicle without credit, but you may have to provide more documents than with a credit card. Check the pickup location's Terms & Conditions to find out what documents they require before arriving. You might need different identification and payment methods depending upon where you are going. You can pay your rental using a debit card in the United States, Canada and Puerto Rico. If you have a prepaid card, you may also be able to use it.
You must be at minimum twenty-five years of age and have a valid driver’s license or other form of identification to rent a car with a debit card. A soft credit check will be conducted and you may need to present additional ID. A debit card can also trigger an authorization hold, which locks $500 in your bank accounts. To avoid any hold charges, you must present a credit card under the driver's name.
To rent a car, you will need a creditcard
You don't have to pay extra fees and restrictions for a creditcard to rent a car. You will need to bring extra paperwork and work. It can be very frustrating and stressful when you're on the road.
There are some companies that offer a rental option for debit cards, but there are other requirements you will need to meet. You must be at least twenty years old, have a valid driver's licence or another form of identification. Soft credit checks are also activated when you use your debit card. A second form of ID (or two) may be required.
You may also be limited in the types of cars you can rent. You may not be allowed to rent a luxury SUV or sports car without a credit card. This is because rental companies cannot secure a deposit without a credit card. In such cases, it would be safer if you opted for an economy vehicle. These cars are usually the most fuel-efficient.
Cash payment to rent a vehicle
Renting a car with cash can be difficult. While it may be convenient to pay with cash, many rental services want proof of creditworthiness before they'll rent you a car. It's easiest to prove this with a creditcard. Additionally, you must have a driver’s license.
If you don't have a credit card, you may want to consider paying with a debit card. This can let you pay upfront but be aware that not all car rental places accept debit cards. To find out if the rental place accepts these cards, make sure to contact them in advance. Paying with your debit card may require you to submit two forms identification.
If you plan on paying with cash to rent a car, make sure you have enough money in your bank account. Credit cards tend to offer better insurance coverage and more security than cash. Rental agencies may not allow you to rent a car if you don’t have enough credit. Additionally, credit card holders may be subject to additional fees and require a larger deposit than cash.